FAQ

Find The Answers To Your Questions

What are your fees?

Individuals – $195 per 55 minute session
Family and Couples – $250 per 75-80minute session

Longer sessions can be provided and will be discussed to accommodate our schedules. Payment is due at the time of your session by credit card, HSA (Health Savings Account), or FSA Flex Spending Account. A credit card is held on file to hold your time slot, but will not be run until our session has occurred. I have a 24-hour cancellation policy, and you will be charged the full fee if you do not cancel within 24 hours of your scheduled appointment, pending no emergency, has occurred.

Do you accept insurance?

I am accepted by health insurance carriers as an Out-of-Network provider. At the end of each month, I can provide my clients with super-bills, which they are able to submit to their insurance companies for reimbursement.
Questions you may ask your insurance company regarding reimbursement with a super-bill if you have a PPO insurance plan:
• Does my health insurance plan have mental health insurance benefits?
• Are virtual outpatient mental health visits (Telehealth) covered by my plan?
• What is my out-of-network deductible for outpatient mental health visits, and how much of my deductible has been met this year?
• Does my plan limit how many sessions per calendar year I can have? If so, what is the limit?
• Do I need a referral from an in-network provider or a primary care physician for services to be covered and to see a therapist out-of-network?
• How do I submit claims for out-of-network reimbursement?

I have partnered with ALMA, a health-tech company, and am paneled with Aetna and United Healthcare at this time. To utilize the mentioned insurances, please visit this link to inquire about services utilizing insurance: https://secure.helloalma.com/providers/deborah-mori/

** Please note that reimbursement by a health plan will require that a therapist give a client a mental health diagnosis and may be requested to provide mental health case notes for services rendered. If you are using your insurance to pay for therapy, they have the right to know why you are going to therapy and what progress you are making. They have the right to audit your therapist’s files and notes and ask questions of him/her regarding your issues.

What can I expect in my first session?

The first session is a time for you and me to get to know each other, identify presenting issues, and set short and long-term goals for therapy. Building a trusting, well-matched therapeutic relationship is key, and that is our focus in the first session to make sure we will be a good fit for each other. If for any reason, you need more help than I can provide, I am happy to supply you with other references to get the help you need.

How often do we meet for our counseling sessions?

Most clients come to counseling once a week, but the frequency really depends on the client, presenting problems, and goals. Motivation, effort, frequency of meetings, and life circumstances all contribute to this journey. Some specific problems can be addressed in a relatively brief time period, while longstanding issues may require a longer-term commitment. This is something we will discuss at our first appointment.

Is what I say confidential?

Everything said in a therapy session is strictly confidential and cannot be released without your written consent. However, there are several important exceptions to confidentiality:

• Reasonable belief that child, elder, or dependent adult abuse has or is occurring
• If the client makes a serious threat of harm to another person
• If the client demonstrates danger to self

As a Licensed Marriage and Family Therapist, I am a mandated reporter and legally required to report these exceptions to the appropriate authorities.

Good faith estimate

You have the right to receive a “Good Faith Estimate” explaining how much your medical and mental health care will cost. Under the law, healthcare providers need to give patients who don’t have insurance or who are not using insurance an estimate of the expected charges for medical services, including psychotherapy services. You can ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule a service. I will provide a Good Faith Estimate upon request.

If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate.

​For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises.

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